Through: Savanah Craig
It will not shock anyone to know that there are many important things that dental school did not teach you.
Unfortunately, many of the subjects that dental school has skipped are critical to your success and necessary to protect the investments you have made in this career.
3 Things Dental School Didn’t Teach You
Let’s talk about some of the “adult” topics that no one taught you in dental school:
You worked so hard to become a dentist and now it’s time to protect yourself. Dentistry is a very physical profession. Injury and illness can happen when you least expect it, so having insurance is very important.
Applying for disability insurance as a 4th year dental student brings several benefits, including a lifetime reduction in the cost of your policy.
In addition, insurance companies will examine your medical records to determine your insurance coverage and you will never be younger or healthier than you are now, so don’t delay seeking coverage.
Reading a disability policy can be overwhelming, so it can be helpful to talk to insurance professionals and practicing dentists you trust to make sure your policy lists key riders to protect you financially in the future.
Get a state license
Graduating from dental school is just one piece of the puzzle when it comes to becoming a practicing dentist.
Depending on your state, there are several ways to qualify for a dental license and contacting your state dental board can be a great place to start!
Once you have completed all the necessary steps, examinations, and paperwork for your state license, there will be a fee.
In addition, you must apply for a DEA license and NPI number, which have their own associated paperwork and fees.
It is important to be aware of some of the costs associated with licensing and save money accordingly, as these tasks must be completed shortly after graduation before you can start working.
Planning your student loans can be very stressful. You, like me, have probably ignored them for the past 4 years, but now it’s time to understand your refund options.
There are companies that specialize in helping professional students formulate a plan for their student loans and I found their advice very helpful. Student Loan Planner is one such company that can help.
Everyone’s student loan repayment situation is different and there is no advice that is right for everyone. Consider the total amount of your debt and research the various repayment plans offered by the government or your credit institution. It’s important to think about the long-term benefits of whatever plan you choose.
Take the time to learn these “mature” topics
I know it can be overwhelming when you look at these big topics that you are not familiar with.
Rest assured that you are not alone in feeling confused about getting a license, which insurance company to work with, or what a reasonable monthly payment is. There are many resources available to help you through this important transition period in your life.
Don’t hesitate to reach out to someone who has been through it and ask for advice and resources.
Next one: Dentist agreement
photo by Olya Kobruseva